Bodmas Wealth, we understand how important it is to make this journey smooth and financially viable for you. Whether you’re buying your dream home, a commercial space for your business, or a plot of land for future development, Bodmas Wealth provides the perfect loan solutions tailored to your needs. With our wide range of property loan offerings, we aim to empower you to take that important step towards financial independence and security.
Here’s why Bodmas Wealth stands out
Every customer’s financial situation and needs are unique. That’s why we don’t offer a one-size-fits-all loan package. Instead, we provide customized property loan solutions designed to meet your specific financial goals, whether you're purchasing a home, investing in commercial real estate, or securing a loan against your existing property.
We offer some of the most competitive interest rates in the market, helping you secure financing without straining your budget. Our interest rates are designed to offer flexibility in terms of repayment, allowing you to pay affordable EMIs (Equated Monthly Installments) over a convenient tenure.
At Bodmas Wealth, we value your time. That’s why we’ve made our loan approval process fast and transparent. From minimal documentation to clear communication at every step, we ensure there are no hidden fees or unexpected charges, giving you complete peace of mind throughout the loan process.
With over 18 years of experience in the banking and financial services industry, Bodmas Wealth offers not just loans but also valuable insights and guidance. Our team of financial experts helps you choose the best loan product, and we work closely with you to ensure that your loan aligns with your overall financial plan.
We are proud to partner with leading financial institutions, including Axis Bank, to bring you the best loan products on the market. Our strong associations ensure you receive premium services, fast approvals, and competitive rates.
Bodmas Wealth provides a comprehensive range of property loan services to suit various financial needs
Buying your dream home has never been easier. Our home loan products come with flexible tenures, competitive interest rates, and easy eligibility criteria, helping you fulfill your aspiration of owning a home.
Unlock the value of your existing property to fund personal or business needs. With a loan against property, you can use your home or commercial space as collateral and get a loan for purposes such as education, medical emergencies, or business expansion.
If you’re planning to purchase an office, shop, or any commercial space, Bodmas Wealth offers loans specifically designed for commercial real estate investments. These loans come with flexible repayment options and are ideal for growing businesses.
: Looking to buy land for future residential or commercial development? Our land purchase loans provide the financial support you need to acquire plots at competitive rates, with options for both short and long repayment terms.
At Bodmas Wealth, we understand that different financial goals require different types of loan products. Here are the property loans we offer
Ideal for individuals looking to buy a new or pre-owned home. These loans come with flexible tenures, ensuring manageable EMIs
Perfect for those who need to raise funds but do not want to sell their property. Use your property as collateral and get access to funds that can be used for a variety of personal or business purposes.
For individuals or businesses wanting to purchase plots of land for residential or commercial development. These loans provide more flexible repayment choices along with larger borrowing amounts.
Designed for business owners looking to purchase or expand into new commercial spaces, such as offices, warehouses, or retail shops.
When you choose Bodmas Wealth for your property loan, you enjoy a range of benefits
We offer loan amounts based on your eligibility and property value, ensuring that you get enough funds to cover your property purchase or other financial needs.
Depending on your repayment capacity, you can choose a repayment tenure ranging from 5 to 30 years. This flexibility ensures that your EMIs fit within your financial plans.
Property loans offer tax advantages. You can claim deductions on interest payments under Section 24 and on principal repayment under Section 80C of the Income Tax Act, helping you save money over the life of the loan.
If you need additional funds during the tenure of your property loan, you can apply for a top-up loan, which is available with minimal additional paperwork and fast approvals.
With our competitive interest rates and flexible tenure options, your monthly payments remain affordable and well within your budget.
To be eligible for a property loan with Bodmas Wealth, applicants must meet certain criteria.
You must be above 21 years of age at the time of application.
For salaried individuals, you will need to provide proof of stable income, such as salary slips for the last three months. For self-employed individuals, income tax returns (ITRs) or audited financials will be required.
Both salaried professionals and self-employed individuals are eligible. Business owners can also apply.
You must have an active bank account, as the loan disbursement will be directly made to this account
A good credit score (typically 700 or above) is preferred, as it helps in securing better interest rates and faster approvals.
Aadhar Card / Voter ID / PAN Card / Salary Slip for the Last Three Months (for salaried professionals) Bank Statements for the Last Six Months / Income Tax Returns (ITRs) or Financials (for self-employed individuals) / Property Documents related to the property you wish to purchase or use as collateral.
At Bodmas Wealth, we are committed to making your property ownership dreams a reality. Whether you are buying your first home, expanding your business, or leveraging the value of your current property, we offer loan solutions that are flexible, affordable, and backed by expert financial guidance. Our quick approval process, competitive interest rates, and range of property loan options make Bodmas Wealth the perfect choice for your property financing needs.
