At Bodmas Wealth, we recognize that securing the right financing is crucial for the growth and success of your business. Our commercial loans are designed to support entrepreneurs and businesses in purchasing, refinancing, or developing commercial properties. With our commitment to transparent processes, competitive low-interest rates, and flexible repayment options, we’re here to help you achieve your business goals with confidence.
We prioritize transparency in our lending process. Our straightforward approach ensures that you fully understand the terms and conditions of your loan, allowing you to make informed decisions without any hidden surprises.
We offer some of the most competitive interest rates in the market. Lower rates mean reduced financial pressure, helping you manage your business expenses effectively.
In the fast-paced world of business, time is essential. Our efficient approval process is designed to minimize delays, so you can secure the financing you need to capitalize on opportunities without unnecessary wait times.
We understand that every business has unique cash flow requirements. Our repayment plans offer flexibility, allowing you to choose terms that best fit your financial situation.
Our experienced team of financial professionals is dedicated to providing personalized guidance. Whether you need assistance with selecting the right loan product or navigating the application process, we are here to support you at every turn.
If you’re looking to purchase or lease office space for your business operations, an Office Space Loan provides the necessary funding. This loan covers costs associated with acquiring and setting up a workspace, enabling you to establish a professional environment for your team.
For entrepreneurs or companies looking to invest in retail outlets, malls, or shops, a Retail Property Loan is the perfect solution. This loan provides the capital you need to acquire prime retail spaces, helping you enhance your business presence in the market.
If your business requires manufacturing units, warehouses, or industrial facilities, our Industrial Property Loans offer financial assistance tailored to your needs. This type of loan helps you acquire or expand properties that are essential for your operations.
If you’re interested in developing commercial properties such as hotels, malls, or office complexes, our Commercial Property Development Loans are designed for you. We offer tailored financing solutions to support your development projects from inception to completion.
At Bodmas Wealth, we strive to offer competitive interest rates for our commercial loans. Rates may vary based on several factors, including the type of property, your credit profile, and the loan amount. For the most accurate and personalized quote, we encourage you to contact our team to discuss your specific financing needs.
Your credit score is a critical determinant in securing a commercial loan. At Bodmas Wealth, we generally require a credit score of 700 or higher for commercial loans. A higher score not only increases your chances of loan approval but also qualifies you for better interest rates and favorable loan terms. If your score falls below this threshold, our team can provide guidance on how to improve your creditworthiness.
Applicants should be between 21 and 65 years old. This age range ensures that you have adequate working years to manage loan repayments.
A stable and verifiable income is necessary. For self-employed individuals, we assess income based on tax returns and business stability.
The commercial property must be legally approved and free from disputes. Having all necessary documentation in order will streamline the loan application process.
As mentioned, a minimum credit score of 700 is required for eligibility.
To facilitate a smooth application process, please prepare the following documents:
A valid identification document such as an Aadhaar card, Passport, Voter ID, or PAN card.
Documents such as business registration certificates, GST registration, and partnership deeds, if applicable.
Documents such as business registration certificates, GST registration, and partnership deeds, if applicable.
The last 6 months of bank statements to evaluate your financial stability and cash flow.
To help you assess your financial commitments, we offer a user-friendly loan calculator. This tool allows you to estimate your monthly EMIs based on loan amount, interest rate, and repayment tenure. By using the calculator, you can visualize your financial obligations and make informed decisions regarding your commercial loan.
